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Whether you are buying a car, planning for college, or consolidating debt, we offer a wide selection of loans. And, as a community credit union, we can make our decisions quickly.
 Apply online or by phone
With PAL (Pre-approve Any Loan) you can be pre-approved for any loan – 24-hours a day, seven days a week. And, PAL won’t keep you waiting – you’ll have your answer in 20 minutes!
Apply online!
Auto Loans
We offer the same low rates for both new and used cars, trucks and vans. Used car financing is available for any vehicle listed in the Official Used Car Guide NADA. And, automatic payments can be conveniently arranged from your Fitchburg Federal account.
Get a Fitchburg Federal loan at the dealership
Just visit any participating Credit Union Direct Lending (CUDL) dealer, identify yourself as a Fitchburg Federal member and request your financing through the CUDL system. Click here to find a participating dealer.
Enterprise Used Car Sales
 Enterprise Used Car Sales offers previously owned vehicles for sale. Search for your perfect used car on their web site. Click here for Enterprise Used Car Sales.
Save Money on Your Auto Insurance
With the Share-A-Matic Personal Insurance Plan you can save up to 10% off the bottom line on Massachusetts automobile insurance.
Early Bird Loan
The earlier you pay off your loan, the more you save!
Your financing rate will be at its low point for the first 6 months of your term. Each 6 months, your rate will increase. Which means, the sooner you pay off your loan, the less financing charges you’ll pay.
Personal Loans
With a personal loan from Fitchburg Federal, you’ll have the funds to purchase a new household appliance, take that well-deserved vacation, or for just about anything you need.
Savings Secured Loans
You can use the funds in your Savings Account or Certificate Account as collateral for a short-term, low-rate personal loan.
VISA Credit Card
A no-fee VISA credit card from Fitchburg Federal could be your most valuable credit card. Ask about our Visa Balance transfer program. it could be the easiest way to lower your credit card payments.
Loan Protection Insurance
Loan Protection Insurance will pay off your loan accounts, up to a $40,000 maximum, in case of your death, subject to certain age limitations. Mortgages, home equity lines of credit, home equity loans, and VISA credit card balances are excluded from this coverage. Special mortgage insurance is also available.
This is Your Credit Union
At Fitchburg Federal, our mission is to meet the financial needs of our members. For more information about our products or services, please use our information request form or give us a call at (978) 342-1827.
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