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Rates & Calculators

Deposit Rates

Use our Deposit Calculator to estimate your earnings.

Check out these other great rates:

Deposit Rates*
(Effective: May 9, 2008)
Program
Term
Minimum Daily Balance
to earn APY
APY
Min. Deposit
Savings & Clubs

$100.00
0.500%
$5
BUMP-UP Term Certificate
(30 MONTH TERM CERTIFICATE- BUMP-UP RATE ONE PER TERM ADD-ON'S ONE TIME PER TERM WITHDRAWAL WITHOUT PENALITY ONE TIME PER TERM)
30 months
$5,000.00
2.520%

Share Term Certificates Accounts
& IRAs Term Certificates Accounts

(RECEIVE HIGHER RATES (.10%) WITH AMOUNTS OVER $10,000, (.25%) WITH AMOUNTS OVER $25,000. AND ADDITIONAL .25% BY REDEMINING VISA REWARDS (Debit or Credit))
3-5 months
$1,000.00
2.260%

6-11 months
$1,000.00
2.260%

12-17 months
$1,000.00
2.530%

18-23 months
$1,000.00
2.530%

24-35 months
$1,000.00
2.630%

36 months
$1,000.00
2.630%

*Annual Percentage Yield (APY) subject to change. Substantial penalty assessed on funds withdrawn prior to maturity on all Term Certificates. Fees could reduce the earnings on the accountShare dividend rate may change after the account is opened. Accounts federally insured to $100,000 by NCUA, an agency of the US Government. Term Certificate Rates - (+$10,000 ADD .10% +$25,000 ADD .25%


JUST 4 BUSINESS*
(Effective: APRIL 1, 2008)
Program
*SMALL BUSINESS CHECKING, SAVINGS, MONEY MARKET, AND MONEY MAKER ACCOUNTS


Money Market Accounts*
(Effective: May 1, 2008)
Program
Minimum Daily Balance
to earn APY
APY
MONEY Maker
(HIGH YIELD MONEY MARKET ACCOUNT. $25,000 MINIMUM BALANCE ACCOUNTS BELOW $25,000 EARN ZERO DIVIDENDS ONE FREE WITHDRAWAL PER MONTH $25 FOR EACH WITHDRAWAL AFTER RATES A VARIABLE AND COMPUTED ON AVERAGE DAILY BALANCE ACCOUNT CLOSED PRIOR TO END OF DIVIDEND PERIOD FORFIET ALL DIVIDENDS FOR THAT DIVIDEND PERIOD)
$25,000.00
3.050%
Money Market
$0.00
0.500%
$2,500.00
1.010%
IRA Money Market
$0.00
0.500%
$2,500.00
1.010%
*Annual Percentage Yield (APY) subject to change. Accounts federally insured to $100,000 by NCUA, an agency of the US Government.


This is Your Credit Union
At Fitchburg Federal, our mission is to meet the financial needs of our members. For more information about our products or services, please use our information request form or give us a call at (978) 342-1827.

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