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Use our Deposit Calculator to estimate your earnings.
Check out these other great rates:
Certificates and IRAs*
(Effective: JULY 1, 2010)
|
Program
|
Term
| Minimum Daily Balance
to earn APY | APY
| Min. Deposit
|
BUMP-UP CERTIFICATE
| (BUMP-UP CERTIFICATE... MINIMUM DEPOSIT $5000.
TERM 30 MONTHS. ONE WITHDRAWAL AND ONE DEPOSIT DURING
TERM. ONE RATE ADJUSTMENT (BUMP-UP) DURING TERM.
EARLY CERTIFICATE WITHDRAWAL PENALITIES APPLY. 6 MONTHS
DIVIDENDS WHETHER EARNED OR NOT.) |
|
30 months
| $5,000.00
| 1.510%
| $5000
|
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Dreammaker Share Certificate
| (MINIMUM DEPOSIT $250.00 36 MONTH TERM. VARIABLE RATE CAN CHANGE ON JULY 1ST OF EACH YEAR. DEPOSITS ALLOWED THROUGHOUT TERM.) |
|
36 months
| $250.00
| 1.160%
| $250
| |
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Share Term Certificates Accounts
IRA Term Certificates Accounts
| (Get a bonus .10% Annual Percentage Yield (APY) with certificates greater than $10,000. Get an additional .25% APY with certificates greater than $25,000. ) |
|
3-5 months
| $1,000.00
| 0.800%
|
| 6-11 months
| $1,000.00
| 1.100%
|
| 12-17 months
| $1,000.00
| 1.110%
|
| 18-23 months
| $1,000.00
| 1.260%
|
| 24-35 months
| $1,000.00
| 1.510%
|
| 36 months
| $1,000.00
| 1.760%
|
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*Annual Percentage Yield (APY) subject to change. Substantial penalty assessed on funds withdrawn prior to maturity on all Term Certificates. Fees could reduce the earnings on the account. Share dividend rate may change after the account is opened. Accounts federally insured to $250,000 by NCUA, an agency of the US Government.
Retirement accounts are insured to at least $250,000
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Money Market Accounts*
(Effective: June 1, 2010)
|
Program
|
Minimum Daily Balance
to earn APY | APY
| Min. Deposit
|
Money Maker Account
| (Accounts falling below minimum balance requirement will earn zero dividends. One free withdrawal per month, $25 per withdrawal thereafter. Annual Percentage Yield (APY) is variable and computed on average daily balance. Accounts closed prior to the end of the dividend period forfeits all dividends for that period.
) |
|
$25,000.00
| 0.760%
| $25000
| |
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Money Market Account / IRA Money Market Account
| (Accounts falling below minimum will receive a .25% rate. Minimum withdrawal $500.00. Three withdrawals allowed per month, $25 per withdrawal thereafter.) |
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| $0 | to | $2,499 |
0.050 %
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| Over $2,500 |
0.510 %
|
|
| $2500
|
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*Annual Percentage Yield (APY) subject to change. Account is federally insured to $250,000 by NCUA, an agency of the U.S. Government.
|
Savings Account*
(Effective: JULY 1, 2010)
|
Program
|
Minimum Daily Balance
to earn APY | APY
|
Savings Account
|
$100.00
| 0.050%
|
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*Requires minimum opening deposit of $25.
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This is Your Credit Union
At Fitchburg Federal, our mission is to meet the financial needs of our members. For more information about our products or services, please use our information request form or give us a call at (978) 342-1827.
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