Identity Theft Recovery Services
Members of Fitchburg Federal Credit Union are now provided with FREE* Identity Theft recovery services under Level I of IDSafeChoice! Additional protection (Level II) is available for a low monthly fee.

Level I:
Professional Recovery Services if You Become a Victim of Identity Theft – Absolutely FREE!!

If you become a victim of identity theft, IDSafeChoice will go to work to restore your credit and your credibility – a process that could save you up to 600 hours of your time. Surveys show that as many as a third of all victims give up without ever getting back their good name – even after a year of trying on their own.

IDSafeChoice Recovery Pledge – One call to Fitchburg Federal Credit Union will put you in touch with your own personal Recovery Advocate who will do all of the legwork for you to recover your good name.

Level II:
IDSafeChoice PLUS: Further Protect Yourself and Your Family! Only $8.95 per month for one; $4 more protects the entire family

Chances are 1 in 23 that you will become a victim of identity theft, according to statistics provided by the Federal Trade Commission. The IDSafeChoice PLUS program provides a total protection package:

Credit Monitoring PLUS up to $20,000 for Identity Theft Expenses in addition to IDSafeChoice Recovery and MORE!

Click here to Enroll Now

• Your complete credit report available automatically each year for your review
• Weekly status alerts to warn of new activity that may signal that a criminal is at work.
• Warnings of derogatory credit, new credit issued, inquiries on your report, change of address attempts and more.
• Up to $25,000 in reimbursed expenses for recovering your identity, including up to $6250 per month in lost wage reimbursement, with zero deductible.**
• Your own personal Recovery Advocate.

With Both the Individual and Family Plan
You Also Receive These Benefits:

• Protection awareness test
• Personal protection plan
• Reports of new “tricks of the trade”
• Personal protection advisory newsletter
• Your own personal Recovery Advocate to restore your good name, if you fall victim
• Fraud alerts are posted at all three credit bureaus.
• Your rights as a victim are explained.
• A customized recovery plan is developed and documented for your review.
• Your Recovery Advocate contacts and works with all agencies, financial institutions and companies affected.
• Your Recovery Advocate completes and files all forms and follows up to make sure fraudulent activity is corrected.
• Your Recovery Advocate will contact you at 30, 60 and 90 days after the case is closed to determine if there are any additional problems.
• Your good name will be restored – no matter how long it takes

Did you know...the age group with the highest incidence of identity theft is between the ages of 18 and 29, accounting for almost a third of all victims? And there were over 400,000 cases of identity theft in 2004 for children under the age of 18.
Source: Identity Theft Data Clearinghouse Study published by the FTC, February 2005

To report an identity theft, call or visit us.
1-877-488-1827

*Terms and Conditions of free offer:

• Services are provided to the named individual in Sponsor’s Covered Group; businesses do not qualify for this offer. Benefits are non-transferable.
• Eligibility for recovery services is based on ID theft events that occur, are discovered and reported to Provider on or after the effective date of the program and during the eligibility period.
• In order to receive Services the individual must be a current member of the sponsor’s and must maintain their relationship in good standing during such time that Provider is providing Services.
• Provider reserves the right to refuse or terminate services if it is deemed that the participating plan member is committing fraud or other illegal acts, making untrue statements, or failing to perform his/her portion of the recovery plan.
• Provider will not refuse or terminate services to a plan member solely due to the complexity of a case.
• Provider does not provide credit counseling or repair to credit which legitimately belongs to the plan member.
• Complementary Recovery Services are available in the United States of America (U.S.) and to persons outside the U.S. to the extent that U.S. laws prevail.

This is Your Credit Union
At Fitchburg Federal, our mission is to meet the financial needs of our members. For more information about our products or services, please use our information request form or give us a call at (978) 342-1827.